Pacific International Insurance – TimberSafe & TimberSure Warranty
TimberSafe® Timber Replacement Warranties
Don’t be eaten out of house and home… Protect yourself with Pacific International TimberSafe®
Termites can literally eat you out of house and home.
Australia has the most destructive termites in the world. A recent CSIRO survey revealed more than one in every five homes had termite damage, with an estimated damage bill of more than $100 million every year.
What do you know about termites in Australia?
Chances are – very little. In fact, you may not even know you have termites in your home, until it is too late. Our most important termite species live in underground nests containing up to two million wood eating termites. That’s a lot of hungry mouths that travel 100 metres, or more, in search of food. And your home provides them with a smorgasbord to feast upon. The trouble is, as the termites travel underground, and enter your home by concealed mud tunnels, you may have no idea they’re ready to devour your place.
Termites get right inside the timber to feed. So they may be feasting away, hidden in your walls, or hollowing out the support timbers in your roof, without you knowing. They could also be dining on the timbers in your subfloor.
And please don’t think that just because your home is built on a concrete slab you’re safe from marauding termites. Termites build shelter tubes over the edge of slabs, or enter through shrinkage cracks and around pipes. When they’re hungry, and that’s all the time, nothing will stop a termite grabbing a quick lunch.
| Limit of Pacific International Insurance Protection | $100,000 |
| TimberSafe Covers | All structural and decorative timbers and make good repairs. |
It’s a Worry
It happens… and that is the worry. A big worry, because even after having a timber pest inspection, it is not uncommon for termite damage to be discovered. You see, the presence of termites is often only revealed when you start to renovate. The other big worry is that your Home Insurance will not protect you.
It’s a bigger worry to find out the Hard Way
Greg & Chris Johnson thought they were doing it the right way when they moved into their new home in Sydney’s south. Well, why not? In their hands was a report showing the house was free of termites. Maybe so, but within a few months they were confronted with their worst nightmare. Their home was eaten alive by termites, a big dinner bill that amounted to $100,000.
So, how do you sleep easy?
What you do is arrange for a Timber Pest Inspection by a TimberSafe Accredited Inspector. Then, for as little as $100, if your Inspector finds no evidence of termites or termite conducive conditions, you can enjoy the protection of the TimberSafe Warranty.
Now you have Total Security
If during the next twelve months termites enter your home, or you renovate and discover termite damage – you don’t have to panic. It’s a no worry situation because you will be covered for the treatment and repairs!
A big weight off your shoulders
TimberSafe is underwritten by a specialist termite insurer, Pacific International Insurance Limited. It gives you the security and peace of mind knowing that your warranty is backed by a company that understands the devastation these pests can cause. Plus you are assured that claims can be settled quickly.
TimberSafe Timber Replacement Warranty
With your Pacific International TimberSafe Warranty in place, we hope you’ll never experience termite problems. But just in case you do… isn’t it good to know you’ll be fully compensated for the damage they cause?
What if there are Termites?
A good question. But be assured, you can still enjoy the benefits of TimberSafe, by installing a TimberSafe for Sentricon™ System, a TimberSafe for Exterra System, or arranging a TimberSure® termite treatment.
And Next Year is Just as Good
No worries about the next year because your TimberSafe Warranty can be renewed each year by having a further inspection. If conditions look like they may be attractive to termites, you fix the problems. Then your TimberSafe Warranty will keep you protected again.
Got a Commercial Property?
TimberSafe is available for commercial premises as well. After all, termites don’t discriminate when it comes to a good feed. And we don’t discriminate either! Pacific International TimberSafe is there to protect your business.
TimberSure® Timber Replacement Warranties
Termites are hidden invaders and destroyers of your home, but TimberSure® gives you real security with a full Timber Replacement Warranty
No Property is safe from Termites!
Independent government data compiled by State Forests shows 1 in every 5 homes is attacked by termites at some stage in its life.But, while your home is insured against damage by fire, you’ll almost certainly find that your home insurance policy excludes termite damage. This is due to the great extent of the termite problem in Australia, and the impossibility of protecting against attack.Australia’s subterranean termite species (white ants) are the most destructive timber pests in the world. In fact it can take as little as 3 months for a termite colony to severely damage almost all the timber in a home.
How termites attack your home
The most destructive species live in large underground nests containing several million timber destroying insects. The problem arises when a nest matures near your home. Your home provides natural shelter and a food source for the termites. They’ll travel up to 100 metres to enter your home where there is a smorgasbord of timber to feast upon. Even concrete slabs don’t act as a barrier. Termites can penetrate through cracks in the slab to gain access to your home. They even build mud tubes to gain access to above ground timbers.
A thorough inspection is essential
Your TimberSure Termite Program needs to be tailored to suit your home. A complete treatment program is divided into two stages.
Stage One
Inspection and Colony Control Measures. Your TimberSure program commences with a thorough inspection and written report. This forms the foundation of all successful termite management programs. It involves gaining access to areas where termites may be active and checking all the visible timbers in your property. If the termites haven’t been disturbed, then tiny amounts of a termite control dust may be used to try and eradicate the colony. Termite baits stations for the detection and control of future activity may also be installed.
Any recommendations made on environmental modifications to minimise termite activity will need to be implemented by you. This may include improving ventilation and drainage and the removal of items that attract termites to your home.
Whilst these measures will counter the immediate threat of termites, and perhaps eradicate the colony that is currently attacking your home, they provide no protection against other termite colonies. Thus, if another nest exists near your home, there are still no measures in place to protect you.
Stage Two
Provision of a Treated Zone. This involves the formation of a Treated Zone in the soil around and under your home, using an approved termite control agent. This will provide a barrier which will impede concealed termite entry.
You receive a TimberSure Warranty underwritten by Pacific International Insurance Limited, New Zealand.
When you accept a full TimberSure treatment you are protected by a TimberSure Warranty, underwritten by Pacific International. This means you can be reassured that your claim can be settled quickly.
So you can rest easy. TimberSure is available for both existing homes and new homes.
TimberSure can safely guard your home for a lifetime
Termites are great at camouflage, so their presence is not always immediately obvious. Termite barriers may be damaged by digging in the garden or making extensions to your home. This makes it imperative that your home is inspected at least annually.
Following this inspection, and the completion of any recommendations, you can renew your TimberSure Warranty every year for the life of your home.
Termite inspection and control is a job for skilled professionals
The very extensive Australian Standard, AS 3660 Protection of buildings from subterranean termites, deals with the problem. Yet frequently it is not followed. Some ‘pest controllers’, while claiming to follow the Standard, cut corners.
They don’t apply control agents at the correct rates, often they only perform a partial treatment, or worse still, they don’t use careful safety procedures. This frequently makes their price look very attractive – but you may be left with many more problems.
With modern termite control agents, it is absolutely essential that the right concentrations and amounts are applied, in the approved manner. And a thorough inspection to draw up a planned approach including colony location and control procedures is vital.
So while the price of some may look attractive you’re likely to lose out in the long run, termites will probably return, and you’ll be left with a lot of heartache!
Why should you choose a TimberSure specialist
In recognising the need for both increased professionalism, and an approach that was environmentally acceptable, Pacific International Insurance had to develop an independent accreditation system. This was integral to offering you TimberSure cover.
In addition to completing special advanced training programs Accredited TimberSure Specialists undergo a rigorous, independent examination of their professional standards to ensure they are qualified to provide you with the expert opinion and treatment you need.
This means that when you select a TimberSure Program you can be certain your home will be guarded from further attack.
TimberSafe for Baiting Timber Replacement Warranty
The Termite Interception and Baiting System is a systematic, multi-step termite management method. Australian field trials have clearly demonstrated the effectiveness of the system in controlling subterranean termites in Australia.
House under attack from termites
The first step in the Monitoring & Bating program is a thorough inspection of your property by a fully accredited and licensed pest manager. Your pest manager will determine the nature of the threat to your property and recommend cultural changes you should make as well as determining optimal placement of the Monitoring & Baiting Stations.
Monitoring & Baiting Stations are placed around your property
The stations are checked regularly for evidence of termite activity. If termites are actively attacking your home, internal Above-ground Stations are installed. Above-ground Stations are valuable because they allow your termite problem to be dealt with quickly, right at the point of termite attack – right now. This can mean a significant decrease in the time between System installation and colony elimination.
Termites are intercepted by the Baiting & Monitoring stations
Foraging termites are easily detected in the Stations. The open cavity design of the Exterra In-ground Station allows for termite attack to be observed without disturbing the feeding termites. This is very important. And the Interceptors are also not disturbed during the bait application process.There are several advantages to Baiting, but two are paramount. First, the Termite Bait actually eliminates the termite colony. The second important advantage is the dramatic reduction in the amounts of pesticide necessary for termite control.
The Termite Bait
The Bait is of very low toxicity to you, your family, your pets and the environment – but deadly to termites. And it is always contained in the termite monitoring Stations so it is only accessible to the termites. The termites feed on the Bait and take it back to the colony where it is fed slowly throughout the entire colony.
The termite colony is eliminated by the Bait
The termites feed on the Bait and take it back to the colony where it is fed slowly throughout the entire colony. Since the termites die gradually, they do not associate the colony’s demise with the actual Bait. This ensures that the entire colony is eliminated.
Once colony control is obtained, fresh interceptors are placed in the Stations and ‘Peace of Mind’ monitoring continues. Your property always remains susceptible to future attack from new termite colonies or other established colonies in your area. To relieve this constant threat the program works on an ongoing process of monitoring, baiting and eliminating. This makes its use ideal as an ongoing early warning system.
TimberSafe timber replacement warranty
TimberSafe timber replacement warranty
|
TimberSafe is administered by RAPID Solutions (ACN 055 149 203), agents for Pacific International.
® Registered trademark of RAPID Solutions.
© Copyright RAPID Solutions 1999-2002.
Above pictures are Copyright © to Ensystex, Inc
AFS Licensed General Insurance Broker – License Number 232422
©2006 RAPID Solutions Pty Ltd, ABN: 49 055 149 203
Written by Config Systems Pty Ltd, 2006
Copyright 2011 |